Etika takaful - A Tree Fell On My Car: Can I Make An Insurance or Takaful Claim?

Compulsory excess refers to an additional excess amount that you as the certificate holder would be required to pay in the event of a claim; depending on specific circumstances of the authorised driver at the time of the accident.

Normally, it is quoted as a fixed sum, or a percentage of the amount of each claim - depending on the terms of your certificate.

At Etiqa Takaful, we make it our point to understand what it is you want so that we can help you meet them by providing you with the right solutions.

From the fourth year of coverage, the contribution operation ratio is more towards savings which is as high as 75%.